NO-FAULT AUTO INSURANCE SYSTEM: Under a no-fault system it doesn't matter which driver made the mistake that caused an accident. Each individual recovers from his or her own insurance carrier, regardless of who caused the accident.

NO-FAULT DIVORCE: A divorce in which it it doesn't matter who did what to whom that caused the marriage to break down; all that matters is that there is no reasonable prospect of reconciliation.

NON-EXEMPT EMPLOYEES: Workers who are entitled to overtime pay after working more than forty hours in a five day work week. Generally includes secretaries, factory workers, clerical workers and anyone paid by the hour.

NON-EXEMPT PROPERTY: In a bankruptcy, the possessions of a person that can be sold.

NONIMMIGRANT VISA: Visa granted to a foreigner who does not intend to stay in the U.S. permanently.

NOTARY PUBLIC: A person authorized to witness the signing of documents.

NOTICE OF APPEAL: The document a person must file with the trial court in order to pursue an appeal.